# The Onramp Report > The first mile, priced and dated The Onramp Report covers onramp, offramp, swap, corporate wallet, custody, acquiring, stablecoin payments, bitcoin payments, otc, licensing, cards, industries, exchange and nothing else. Every article is written by Nadia Brandt. Covers the first mile: how money gets into crypto and what it costs on the way in. The intended reader is people making their first purchase, and the ones advising them. No price predictions, no investment advice and no paid placements: articles explain how something works so the reader can decide for themselves. Where a number matters, the article states where it came from and when it was measured. 20 articles, published 2026-08-27 to 2026-10-22. Every article is also served as plain Markdown: replace the trailing slash with `.md` — https://theonrampreport.com/switching-onramps.md ## Stablecoin payments - [Switching Onramps Without Repeating Verification](https://theonrampreport.com/switching-onramps/): Verification does not transfer between venues, but most of the work does. What carries over and what has to be done again. ## Acquiring - [Three Ways a First Purchase Goes Wrong, and the Warning Signs](https://theonrampreport.com/three-ways-a-first-purchase-goes-wrong/): Most first purchases that fail badly fail in one of three ways, and each one announces itself before the money moves. ## Custody - [Onramp Chargebacks and Why Card Purchases Get Frozen](https://theonrampreport.com/onramp-chargebacks/): A card purchase of crypto is reversible for months while the asset is not. Venues manage that gap with holds, and buyers feel it. ## Corporate wallet - [The Hidden Cost of Buying on a Weekend](https://theonrampreport.com/hidden-cost-of-buying-on-a-weekend/): Banking hours have not moved. Buying when they are closed changes the spread, the settlement time and occasionally the price. - [Buying for a Company Instead of Yourself: What Changes](https://theonrampreport.com/buying-for-a-company/): Corporate onboarding is a different process with different documents, different timelines and a different set of refusals. ## Swap - [Country Availability: Why the Same Venue Prices Differ](https://theonrampreport.com/country-availability-and-pricing/): One platform can charge three different rates for the same purchase depending on where the buyer lives. The reasons are structural. ## Offramp - [Refunds on a Failed Crypto Purchase: Who Holds the Money](https://theonrampreport.com/refunds-on-a-failed-purchase/): A failed purchase leaves money somewhere between three parties. Which one holds it decides how long it takes to come back. ## Onramp - [Paying a Premium for Speed: Same-Day Settlement Compared](https://theonrampreport.com/paying-a-premium-for-speed/): Instant routes cost between one and four per cent more than slow ones. When that premium is worth paying and when it is not. - [When a Bank Blocks a Crypto Payment, and What to Do Next](https://theonrampreport.com/when-a-bank-blocks-a-payment/): Blocks come from the sending bank more often than from the exchange. What causes them and which responses actually work. - [How Long a First Purchase Really Takes, Step by Step](https://theonrampreport.com/how-long-a-first-purchase-takes/): Advertised times describe the payment. The whole process, from signup to coins that can move, usually runs longer. - [Deposit Limits on First Purchase, Compared Across Venue Types](https://theonrampreport.com/deposit-limits-compared/): Limits are set by verification tier and payment method, not by the size of the account. What each tier typically allows. - [Why Verification Stalls, and What Unblocks It](https://theonrampreport.com/why-verification-stalls/): Most rejected verifications fail on four things, none of which are the applicant doing anything wrong. What causes each and what fixes it. - [Card, Bank Transfer or P2P: Which Onramp Charges Least](https://theonrampreport.com/card-bank-transfer-p2p-compared/): The cheapest route is almost never the fastest one. A comparison of the three common ways to put money into crypto. - [What the First $100 of Bitcoin Actually Costs to Buy](https://theonrampreport.com/first-hundred-dollars-cost/): Three charges sit between a hundred dollars and the bitcoin that arrives. Only one of them is usually labelled as a fee. ## Exchange - [Reading an Onramp Fee Schedule Without Missing Anything](https://theonrampreport.com/reading-an-onramp-fee-schedule/): Six charges appear in a typical schedule and two of them are usually on a different page. A checklist for reading one properly. - [Instant Buy Versus the Order Book: The Cost of Convenience](https://theonrampreport.com/instant-buy-versus-order-book/): The same venue often sells the same asset two ways at two prices. The difference is measurable and larger than most buyers assume. - [The Spread Is the Fee: Reading a Quote Before You Accept It](https://theonrampreport.com/the-spread-is-the-fee/): Instant-buy screens show one number. The cost of the trade is split across two, and the larger one is usually unlabelled. ## Industries - [Minimum Purchase Sizes and Why Small Buys Cost More](https://theonrampreport.com/minimum-purchase-sizes/): Flat costs do not scale down. The arithmetic of why a twenty dollar purchase can lose a tenth of its value before it arrives. ## Cards - [Recurring Buys: What They Fix and What They Hide](https://theonrampreport.com/recurring-buys-what-they-hide/): Automatic purchases solve a behavioural problem and create a cost one. The fee structure matters more than the schedule. ## Licensing - [Which Documents Onramps Ask For, and Why Each One](https://theonrampreport.com/documents-onramps-ask-for/): Four documents cover almost every verification request. Knowing what each one proves makes the request easier to satisfy first time. ## About this site - [About](https://theonrampreport.com/about/): what the site covers, who writes it and how articles are checked. - [Author](https://theonrampreport.com/author/): Nadia Brandt. Covers the first mile: how money gets into crypto and what it costs on the way in. - [Contact](https://theonrampreport.com/contact/): corrections and questions. - [Privacy](https://theonrampreport.com/privacy/): what the site does and does not collect. ## Machine-readable - [https://theonrampreport.com/llms-full.txt](https://theonrampreport.com/llms-full.txt): full text of every article in one file. - [https://theonrampreport.com/sitemap-index.xml](https://theonrampreport.com/sitemap-index.xml): every indexable URL. - [https://theonrampreport.com/rss.xml](https://theonrampreport.com/rss.xml): feed of new articles.